Private Duty Home Care
Private Duty Home Care in West Tennessee
Private duty home care is non-medical in-home support paid privately or through long-term care insurance. Resource One provides it across Memphis, Jackson, and the surrounding West Tennessee counties — with care that can start within days.
You don't qualify for TennCare and you're not on hospice. You don't have time to wait six weeks for a VA authorization. You just need someone in the home — and you need them to be safe, screened, and dependable. Private duty home care exists for exactly this situation.
Why families choose Resource One for Private Duty Home Care
Care can start within days — no insurance approvals, Medicaid eligibility, or program enrollment required
Same caregivers you'd get under TennCare or VA — bonded, insured, 10-year background checked, registry screened, drug tested
Flexible scheduling — a few hours a week through around-the-clock care
PSSA licensed, providing home care across West Tennessee since 2007
Long-term care insurance accepted — we handle the claim documentation
Easy transition if you later qualify for TennCare CHOICES, VA Community Care, or LTC insurance — we're credentialed in all three
What we provide
- ✓Personal care (bathing, grooming, dressing, mobility, toileting)
- ✓Companion care — conversation, supervision, light engagement
- ✓Medication reminders and routine supervision (we remind and observe; we don't administer)
- ✓Light housekeeping, laundry, and meal preparation
- ✓Transportation and escort to medical appointments and errands
- ✓Non-medical care for clients with Alzheimer's, dementia, or Parkinson's — supervision, structured routine, and the consistency these conditions need
- ✓Non-medical post-hospital, post-surgical, and post-fall recovery support — we coordinate with your home-health nurse for any clinical needs
- ✓Respite for family caregivers — short-term or recurring
- ✓Flexible scheduling from a few hours a week through 24-hour care
Who qualifies
Anyone who needs in-home care and wants to start without going through Medicare or Medicaid eligibility — older adults living alone, adults recovering from illness or surgery, families bridging the wait for a TennCare or VA authorization, and anyone using long-term care insurance benefits. Private duty home care has no income test, no asset test, and no diagnostic gatekeeping.
How to start
Call our Memphis office at (901) 751-7466 or Jackson at (731) 554-0841 to schedule a free in-home assessment.
Review the written care plan and rate quote with your family — no obligation.
Care begins within days of plan approval, on the schedule you choose.
Common questions about Private Duty Home Care
What is private duty home care?
Private duty home care is non-medical in-home care provided by a licensed agency, arranged directly with the family, and paid privately or through long-term care insurance — not Medicare or Medicaid. Services include personal care, companion care, supervision, and respite. "Private duty" and "private pay" home care are used interchangeably in most of the industry.
Is private duty home care the same as private pay home care?
Yes. The two terms are used interchangeably in the home care industry. Both refer to non-medical in-home care contracted directly with an agency and paid out of pocket or through long-term care insurance, without Medicare or Medicaid involvement. Resource One uses both terms — the service is identical.
What's the difference between private duty home care and home health care?
Private duty home care is non-medical: personal care, companion care, and supervision, paid privately. Home health care is medical: skilled-nursing visits, physical therapy, and occupational therapy after a hospital stay, typically covered by Medicare for limited periods. Most West Tennessee families need private duty home care — Medicare home health rarely covers ongoing in-home support.
How fast can private duty home care start?
Within days of the free in-home assessment. Most families schedule the assessment within 48 hours of calling, then services begin once the written care plan is approved. There are no insurance approvals or Medicaid eligibility steps to wait through.
What does private duty home care cost?
Rates depend on the care plan we build with you — care needs, shift length, schedule, and location all affect the quote. We provide a free in-home assessment with no obligation, and you'll have a written rate quote before services begin.
Will my long-term care insurance cover private duty home care?
Most LTC insurance policies cover private duty home care from a licensed agency once benefits have triggered. We handle the claim documentation, time sheets, and ADL visit logs so you don't deal with the paperwork. See our Long-Term Care Insurance page for specifics.
Will it be the same caregiver every visit?
We prioritize consistency. Our community-based caregiver model — caregivers working near where they live — materially reduces turnover. For longer-term schedules we aim to keep the same small team on the rotation rather than rotating new faces in.
What if my loved one later qualifies for TennCare or VA benefits?
Many families start with private duty home care to get care in place immediately, then transition to TennCare CHOICES, VA Community Care, or long-term care insurance once they're approved. Resource One is credentialed in all three TennCare MCOs, the VA Community Care Network, and most LTC insurance carriers — so we handle the transition without a gap in care.
Related services
Ready to move forward with Private Duty Home Care?
We'll walk you through options, timelines, and funding — whether it's in this conversation or after a free in-home assessment.